Financial Lines
FINANCIAL LINES
Directors & Officers Liability
Directors and officers (D&O) liability insurance cover directors and officers or their company or organization if sued by a host of third parties from shareholder to client. D&O insurance claims are paid to cover losses associated with the lawsuit, including legal defense fees. Most policies exclude fraud and criminal offences.
董事与高级职员责任保，简称D&O保险，为公司、企业及其他机构的董事和高级职员对第三方的经济损失应负的责任提供保障。D&O 保险索赔将弥补与诉讼相关的损失，包括法律辩护费。大多数保险单不包括欺诈和刑事犯罪。
Medical Malpractice
Medical malpractice insurance covers healthcare professionals against claims of injury and medical negligence. The negligence might arise from errors in diagnosis, treatment, aftercare or health management. It also protects them from the cost of defending lawsuits related to such claims.
医疗事故保险是一种职业责任保险，旨在涵盖医疗保健专业人员。此保险范围保护专业人员免受医疗疏忽或受伤决定而对其提起诉讼的患者的伤害。医疗疏忽可能源于诊断、治疗、善后或健康管理方面的错误。这个保险也将涵盖与相关索赔的诉讼辩护费用。
Miscellaneous Professionals Civil Liability
In an increasingly complex business world, professional services providers such as interior designers, management consultants and advertising agents are exposed to more civil liability. They can be vulnerable to allegations of professional negligence or breaches of civil liability. With this policy, this risk can be avoided, keeping your budget and your reputation intact.
在日益复杂的商业领域中，提供专业服务者如室内设计师、管理顾问和广告代理等，面临着更多民事责任的风险。他们更容易受到职业疏忽或违反民事责任的指控。有了这个保险，能够避免以上的风险，为公司保持预算及确保声誉完好无损。
Professional Indemnity
If you offer your knowledge, skills or advice as part of your profession，this insurance protects you against claims for loss or damage made by clients or third parties as a result of the impact of negligent services that provided or negligent advice you offered. Some professions like accountants, architects and solicitors are required to have this insurance by their professional bodies or regulators.
如果提供知识、技能或建议是您职业的一部分，此保险将保护您免受客户或第三方因获得疏忽服务或不正确建议的影响而造成的损失或损害索赔。一些专业，如会计师、建筑师和律师等，他们的专业机构或监管机构购规定，该职业需购买此保险。
Professional Indemnity for Financial Advisor
Professional Indemnity insurance provides cover should a third party suffer a financial loss as a result of your professional error, omission or negligence. Those professionals in the financial services industry such as financial advisors and insurance agents, no professional is safe without the PI insurance to protect them from civil liability, as well as financial and reputational damage.
如果第三方因您的专业错误、失误或疏忽而遭受经济损失，专业赔偿保险将为您提供保障。从事金融服务行业的人士比如财务顾问及保险代理，若没有正确的PI保险，没有专业人士是安全的，以保护他们免于民事责任，以及财务和声誉损失。