Directors & Officers Liability
Directors and officers (D&O) liability insurance cover directors and officers or their company or organization if sued by a host of third parties from shareholder to client. D&O insurance claims are paid to cover losses associated with the lawsuit, including legal defense fees. Most policies exclude fraud and criminal offences.
Medical malpractice insurance covers healthcare professionals against claims of injury and medical negligence. The negligence might arise from errors in diagnosis, treatment, aftercare or health management. It also protects them from the cost of defending lawsuits related to such claims.
Miscellaneous Professionals Civil Liability
In an increasingly complex business world, professional services providers such as interior designers, management consultants and advertising agents are exposed to more civil liability. They can be vulnerable to allegations of professional negligence or breaches of civil liability. With this policy, this risk can be avoided, keeping your budget and your reputation intact.
If you offer your knowledge, skills or advice as part of your profession，this insurance protects you against claims for loss or damage made by clients or third parties as a result of the impact of negligent services that provided or negligent advice you offered. Some professions like accountants, architects and solicitors are required to have this insurance by their professional bodies or regulators.
Professional Indemnity for Financial Advisor
Professional Indemnity insurance provides cover should a third party suffer a financial loss as a result of your professional error, omission or negligence. Those professionals in the financial services industry such as financial advisors and insurance agents, no professional is safe without the PI insurance to protect them from civil liability, as well as financial and reputational damage.